Kat?l?m Emeklilik

Kat?l?m Emeklilik ve Hayat A.?. was established on 17.12.2013 and registered in the trade registry according to the permission of the Undersecretariat of Treasury, Insurance General Directorate dated 27.11.2013 and numbered 18631, and permission of the Ministry of Customs and Trade dated 13.12.2013 and numbered 8659. The establishment was announced in the Turkish Trade Gazette dated 23/12/2013 and numbered 8470.

Kat?l?m Emeklilik ve Hayat A.? was born from the alliance of Al Baraka T rk Kat?l?m Bankas? A.?. and Kuveyt T rk Kat?l?m Bankas? A.?. In this respect, it is a first in its field. It draws attention as the distinguished company of the sector with its innovative approach to interest-free insurance, modern and technological investments, and customer-oriented service understanding.

Our principles

Meeting customer demand and exceeding expectations by utilizing interest-free financial instruments based on the principles of participation, sharing, and trust, Kat?l?m Emeklilik ve Hayat A.?. raises awareness among its customer base by improving their financial literacy. Our corporate goal is to become a distinguished brand in Turkey and contribute to the Turkish economy by providing transparent, fast, and high-quality services

Our Vision

Our vision is to create value for our customers by providing trustworthy, accurate, and advanced insurance solutions in interest-free pensions and life insurances, and by giving our potential customers better insight into financial literacy; to become the leading interest-free insurance company in Turkey with the support of our customers.

Our Mission

Our mission is to help our customers on their journey towards achieving their financial objectives with interest-free instruments of insurance and pension in accordance with our ethical principles.

Katilim Emeklilik adheres to Islamic finance principles, focusing on interest-free investment instruments. Their investment strategies include:
– Precious Metals:
Investing in gold, silver, and other precious metals through interest-free methods.
– Sukuk and Lease Certificates:
Utilizing capital market instruments such as Public or Private Sector Sukuk and Lease Certificates, both domestically and internationally, approved by their Advisory Committee.
– Interest-Free Mutual Funds and ETFs:
Engaging in interest-free mutual funds and exchange-traded funds that align with their ethical guidelines.
The company collaborates with portfolio management firms like QInvest Portf y Y netimi and Albaraka Portf y Y netimi to manage its pension investment funds.