KFH Takaful was established as a Closed Joint-Stock Takaful Kuwaiti Insurance Company in 2007 with an authorized capital of KD 10 million. The work in KFH Takaful revolves around providing comprehensive, innovative, and Sharia-compliant insurance services by examining customer needs and working to provide the best services through multiple distribution channels that serve customers on a large scale.

The Takaful System is a Shariah-compliant system in which the concept of Takaful is based on several principles, the most important of which is the joint solidarity between a number of individuals in their joint participation in a Takaful program so that the group bears the costs incurred by one of its members when exposed to a risk. In this spirit, Takaful Insurance comes to be a real embodiment of the idea of solidarity work and a developed model on the ground that is commensurate with the changes and developments in our contemporary lives.

KFH Takaful adheres to Islamic finance principles in its investment approach, focusing on:
Shariah-Compliant Investments:

All investment activities are conducted in accordance with Islamic law, avoiding interest-based instruments and ensuring ethical considerations.

Risk Sharing:
The company operates on the principle of mutual assistance, where policyholders contribute to a common fund used to support members in need.

Investment Income Sharing:
Profits generated from investments are shared between the participants and the operator, after deducting operational costs, in line with Shariah principles.