INDONESIA: Otoritas Jasa Keuangan (OJK), or the Financial Services Authority, has issued OJK Regulation Number 4 of 2026 concerning the implementation of Islamic banking investment products, introducing a framework separating third-party funding products from investment products in the Islamic banking sector.
The regulation, effective the 29th April 2026, defines Islamic banking investment products as customer funds entrusted to Islamic banks, with investment risks borne by investor customers.
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